Welcome to Comfort at Heart Home Care

At Comfort at Heart Home Care, we understand that quality care should be accessible and affordable. That’s why we’re pleased to work with clients who have long-term care insurance coverage, including Care Scout Long-Term Care Insurance and Unum Long-Term Care Insurance.

What is Long-Term Care Insurance?

Long-term care insurance helps cover the cost of care services when you need assistance with daily activities due to aging, chronic illness, or disability. This type of insurance can significantly reduce out-of-pocket expenses for home care services.

Reduced Financial Burden on You and Your Family

Access to Quality Care Without Depleting Personal Savings

Flexibility in Choosing Your Preferred Care Provider

Peace of Mind Knowing Your Care Needs Are Covered

Option 1 - Care Scout Long-Term Care Insurance

Contact Care Scout:

Phone: 1-800-CARE-SCOUT (1-800-227-3726) 

Website: www.carescout.com

Email: [email protected]

Online Quote: Visit their website for instant quotes and policy comparisons

Option 2 - Unum Long-Term Care Insurance

Unum is one of the leading providers of long-term care insurance, offering comprehensive coverage options and flexible benefit structures to meet your individual needs.

Contact Unum Long-Term Care:

Phone: 1-800-227-3030 

Website: www.unum.com

Email: [email protected] 

Online Resources: Visit their website for policy information, quotes, and educational materials

Mailing Address: Unum Group, 1 Fountain Square, Chattanooga, TN 37402

Best Time to Apply

The younger and healthier you are when you apply, the lower your premiums will be. Most people purchase long-term care insurance between ages 50-65.

Comfort at Heart Home Care offers comprehensive services that may be covered under your Care Scout or Unum long-term care insurance policy:

Specialized Care Services

• Dementia care

• Alzheimer’s care

• Post-surgery recovery support

• 24/7 care 

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Our Pricing Structure

Competitive Hourly Rates:

Private Duty Care: Competitive Rate with a 10% Discount for 2/Months

Care Scout Policy Holder: Competitive Rate with a 20% Discount for 6/Months

Unum Long-Term Care Policy Holder: Competitive Rate with a 15% Discount for 6/Months


Minimum shift: 5 hours

• Weekend care available with 48-hour notice


Your out-of-pocket costs will depend on your specific insurance policy coverage. 

Why Choose Comfort at Heart Home Care?

✓ Experienced caregivers with specialized training


✓ Personalized care plans reviewed every 90 days


✓ 24/7 care options available


✓ Insurance-friendly billing and documentation


✓ Family communication through Our Care platform


✓ Quick response time - inquiries answered within 24 hours


✓ Serving Suffolk County, NY with plans to expand to Nassau County

Special Offers for New Clients

When you choose Comfort at Heart Home Care, you may be eligible for:


• Free consultation with our care coordinator


• Waived initial assessment fee


• Two months of service discounts (for qualifying clients)

Already Have These Insurance?

Contact Comfort at Heart Home Care to begin using your benefits:

Call: 1-800-676-2517 

Visit: www.comfortatheart.com 

Need to Purchase a Policy?

Care Scout Long-Term Care Insurance:

Call: 1-800-227-3726 

Visit: www.carescout.com 

Unum Long-Term Care Insurance:

Call: 1-800-227-3030 

Visit: www.unum.com 

Comfort at Heart Home Care Business Hours:

Monday–Friday: 9 AM–6 PM

Saturday: 10 AM–4 PM